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Check Bank Balance Using USSD Codes

After the declaration of demonetization, India is gradually moving towards becoming go cashless digital India. There are a good number of smartphones users in India and those who are not smartphone users can do banking with USSDS codes. And this is why USSD codes become more than essential because still there is a crowd in India who uses non-smartphone facilities.

A lot of users have already started taking advantage of digital wallet for paying at food courts, bills, recharges etc. UPI based apps have also started getting transaction where customers can easily pay for services, do fund transactions using Smartphone. The life of smartphone users is getting simpler, but what about people with no smartphones. People in rural areas don’t have internet access or Smartphone. For such cases, USSD codes are maintained for checking bank balance and doing other activities.  

Getting Start With USSD Banking

For doing USSD banking one need must have a phone, bank account and mobile number linked with a bank account. For registering your mobile number, you have to visit your branch and fill a form with all updated details. After this, you have to generate a Mobile Money Identifier Number i.e. MMID. Usually, banks used to send MMID number, and it’s a seven digit number as an identification of an individual.

You can also get MMID by logging your internet banking or through SMS. MMID differ from banks to banks so better would be to call bank customer care and ask for MMID followed by MPIN. Once you get MPIN from customer care, change it and remember this pin for further transactions.

How to use USSD Code

Using USSD code is not a rocket science, so to begin with, open dialer on your phone type *99#. It gives you an option of multiple languages, so choose language according to your preference. Once you enter the welcome screen, enter first three letters or IFSC code or 2 digit bank code followed by send.

Every bank has its own three-letter name, like for State bank of India it’s SBI, for ICICI it will be ICI, for HDFC it’s HDF etc. As your mobile number will be registered with your respective bank so, it will check details and open sub menu.  From here you can check your account balance, check for a mini statement or send money using MMID or IFSC.

Bank Balance Check using USSD Codes

With technology, banking is also getting handy and easier. Now you can check your bank balance by using USSD codes. Find below the USSD codes of various banks for checking your bank balance

USSD Details Short Details
SBI (State Bank of India) Bank account balance check USSD codes

 

 

*99*41#

Punjab National Bank account balance check USSD codes

                              

*99*42#
HDFC Bank account balance check USSD codes

 

*99*43#
ICICI Bank account balance check USSD codes

 

*99*44#
Axis Bank account balance check USSD codes

 

*99*45#
Canara Bank account balance check USSD codes

 

*99*46#
Bank of India account balance check USSD codes

 

*99*47#
Bank of Baroda account balance check USSD codes

 

*99*48#
IDBI Bank account balance check USSD codes

 

*99*49#
Union Bank of India account balance check USSD codes

 

*99*50#
Central Bank account balance check USSD codes

 

*99*51#
Indian Overseas Bank account balance check USSD codes

 

*99*52#
Oriental Bank of Commerce account balance check USSD codes

 

*99*53#
Allahabad Bank account balance check USSD codes

 

*99*54#
Syndicate Bank account balance check USSD codes

 

*99*55#
UCO Bank account balance check USSD codes

 

*99*56#
Corporation Bank account balance check USSD codes

 

*99*57#
Indian Bank account balance check USSD codes

 

*99*58#
Andhra Bank account balance check USSD codes

 

*99*59#
State Bank of Hyderabad account balance check USSD codes

 

*99*60#
Bank of Maharashtra account balance check USSD codes

 

*99*61#
SBP account balance check USSD codes

 

*99*62#
Union Bank of India account balance check USSD codes

 

*99*63#
Vijaya Bank account balance check USSD codes

 

*99*64#
Dena Bank account balance check USSD codes

 

*99*65#
Yes Bank account balance check USSD codes

 

*99*66#
State Bank of Travancore account balance check USSD codes

 

*99*67#
Cotter Mahindra Bank account balance check USSD codes

 

*99*68#
IndusInd Bank account balance check USSD codes

 

*99*69#