Manage mortgage loan sales through business development/networking opportunities.
Manage, train and develop mortgage originator(s).
Carries out supervisory responsibilities in accordance with the organizations policies and applicable laws.
Respond to customer inquiries from various sources, answering mortgage questions and explaining mortgage products, terms, rates, procedures and other related matters.
Advice and counsel customers on financial decisions.
Take mortgage loan applications from customers/potential borrowers in person, by mail, by phone or internet. Collect required financial/mortgage documentation from borrower.
Analyze the initial mortgage application to obtain approval or denial.
Prepare Initial Loan Estimate and other required disclosures.
Attend mortgage loan closings (primarily purchase and construction mortgages).
Obtains interest rate locks from the borrower.
Ensures the protection of the Bank’s interests in matters of adequate documentation, adherence to Bank policy, and the various laws and regulations applicable to mortgage loan originations, as well as the exercise of recommending sound credit mortgage approvals.
Performs business development calls on existing and potential referral sources, attends networking functions, and builds business relationships.
Assists in creating marketing material to solicit and educate potential business referral sources.
Monitor budget goals of mortgage sales department.
Skills and Abilities required:
The analytical ability to conduct an analysis of an applicant’s credit status and recommend alternatives where the analysis reveals an insufficient financial posture.
The ability to lead team effectively.
The ability to speak, read and write English and to perform complex loan calculations.
The ability to prepare a detailed summary loan approval recommendation to the appropriate lending authority.
Good personal computer skills required including familiarity with Excel and Word.
The ability to establish excellent customer relationships with a variety of customers and referral sources.
Understanding/knowledge of mortgage lending regulations.
Exposure from marketing of credit card would be added advantage.
Any Graduate with 3-5 years of related experience.
Excellent communication and convincing skills.
Smooth way of handling the customers.
Describes products and services over phone.
Fix an appointment with concerned person over phone.
Should be excellent in following up with the prospects in order to get the meeting.
Candidate should be fluent in English and Hindi.
Ability to generate leads and converts them into business.
Fresher’s/Under Graduate or Graduate is eligible.
MakemyMoney.com is looking forr a web Application Developer with at least 2-5 years of enterprise framework based web application development experience. The successful incumbent will have strong technical and problem solving skills, experience with Linux, PHP, and Apache on open source applications like Yii. He/She should be able to work independently. As a member of the team that develops external websites, responsibilities include application development, debugging and problem solving, requirements analysis, performance and tuning, application development, and unit testing, writing technical specifications, as well as participation in design reviews. The desirable candidate will show initiative, be accepting of responsibility and be accountable for results.
Provide ongoing development and support of web and distributed application systems in production including problem analysis, resolution, escalation and reporting as necessary
Support PHP web applications and frameworks development
Create and maintain supporting documentation
Participate in various review processes - e.g Business Requirements, Test plans, Design reviews, etc to gain a solid understanding of the application and provide input into the various deliverables
Design, develop, code, test, and debug programs small projects
1) Experience with the following technologies OOAD/OOPS (Object Oriented Programming) PHP 5, MySQL 5, any framework like YII 2 Framework.
4) Very strong understanding of database technologies and SQL Optimization.
5) Clear understanding of product development environment and methodologies.
6) Exposure and understanding of online consumer applications and related challenges.
7) Familiarity with web technology trends (Web 2.0) and the evolution of the Internet.
8) Strong writing & communication (especially listening) skills.
9) Strong leadership & software estimation skills.
10) Detail oriented and ability to organize
11) Very strong in analytical, problem-solving and innovation skills.
12) 2 year in Development of Web based projects