SBI Unnati Credit Card

By: Makemymoney

Sounds like a good news for all who want to have a credit card with minimum maintenance value. State Bank of India has launched a new credit card as Unnati Card. This will work like a credit card and will be offered to account holder with min account balance of Rs. 25,000 or more. N number of benefits and advantages are also linked with this card. There will be no annual charge on card fee for the first four years.

Seeing the demand of Credit Card especially among the young generation, Unnati Card can be a perfect solution for all. SBI is looking forward to a cashless economy and through this credit card, they are promoting digital transaction. One can use it for multiple purposes like paying utility bills, shopping, dining payment etc.  Let’s see how to apply for SBI Unnati Credit Card. 

How to apply for Unnati Credit Card:

State Bank Of India has already kept the process of filing application for card very simple and easy to understand. It can be easily understood by all as there is no much of documentation. When you will apply for a card, the bank won’t ask for any underwriting or history of bank balance record. So this is one highlighted benefit, else no bank issues credit card without checking CIBIL Score or previous home loan or any other loan type loan records.

  • If you wish to apply for Unnati Credit Card then you have to visit nearest SBI branch.
  • Fill out the application form
  • Provide all required details and documents and it’s done.

For more assistance, you can call on SBI Customer Care helpline number.

Benefits of SBI Unnati Credit Card:

  • The card offers attractive reward programs where an applicant can earn 1 reward pt. for 100 Rs spend
  • No annual fee for first four years on card
  • The charge will be applicable from fifth year only
  • Get 500 Rs cash back by spending 50,000 per year on the card
  • The card offers 1% fuel surcharge to cardholders
  • No need for high regular income

There are not just one or two but 3, 25,000 outlets in India that will accept SBI Unnati Credit Card. The applicant can also ask for add-on card for his family members. SBI is all set to change the idea of issuing a credit card. Normally when applicants apply for loan or credit card banks and other financial institutes check credit score. However, Unnati card will be issued without much of hectic documentation.


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