Credit cards are a big relief, they come with n number of benefits and advantages. Banks have introduced various types of credit cards like a shopping credit card, reward credit card, travel credit cards etc. Similarly, there is a range of premium credit cards. These cards come up with a wide range of best in class benefits.
Premium cards are loaded with benefits which are an applicable deal for multiple expense categories. Because of all these benefits, these are one of the most sought after credit cards. These cards are good at earning rewards and saves money by optimizing your finance. Find below the list of top premium credit cards in India.
SBI Signature Credit Card:
SBI Signature credit card is loaded with shopping benefits distributed across key expense categories. The applicable candidates are benefitted with rewards points and optimize their shopping expenditure. To receive a surcharge waiver of 2.5% up to a monthly limit, the card can be used at petrol stations. And the best perk offered to SBI Signature card holder is that the cardholder may take advantage of training from golf experts and training.
SBI Platinum Credit Card
If you are a shopping freak then SBI Platinum credit card is a perfect fit for you. The card is embedded with irresistible add on features which makes it best out of all. Its reward point allocation makes it very popular. Earned rewards can be accumulated for purchasing exclusive merchandise. Or you can redeem them to pay online shopping price.
HDFC Regalia Credit card
HDFC Regalia credit card with phenomenal travel and premium lifestyle benefits. And this is not the end, it comes with complimentary priority pass and club vistara silver membership and low foreign transaction mark up fee of 2%. This is not the end of privileges, it offers up to 15% discount at the 5-star hotel restaurant as well as Gold Membership of Taj Inner circle.
Standard Chartered Visa Infinite Credit card:
It allows you to shop infinite. Cardholder earns 5 reward points every time Rs.100 spent at the supermarket and other retailers. And in case of any other purchase, the customer receives 2 reward points on every spending of Rs. 100. One can redeem reward points at the 360-degree rewards online website operated by Standard Chartered Bank.
IndusInd Premium Credit Card
It offers one of the highest reward points and the lowest interest rate on the purchase. It also provides an offer on entertainment like a discount on movie tickets.
So if you are looking for a premium range of credit card then checks the benefits and reward schemes of the following. When you apply for credit card CIBIL Score is one major factor that needs to be good and clear. All these days’ banks are giving an advantage to those candidates who have good Credit Score.
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